The Bank of Thailand has issued an urgent statement to clarify that the proposed daily transfer limit of fifty thousand baht will not apply to all banking customers.

Under the revised policy, most individuals will retain transfer limits reflecting their habitual transaction patterns, with higher levels available for those who regularly transact above the threshold.

The fifty-thousand-baht daily cap will apply only to specified high-risk or vulnerable categories:

- Individuals flagged as potential fraud risks
- Customers with minimal or recently established banking histories
- Customers whose regular transfers do not exceed fifty thousand baht

Banks have been instructed to align transfer limits with risk profiles and allow customers in the second and third groups to request higher limits as needed.

Financial institutions are required to support such requests through mobile apps, call centres, or branch services.

Special provisions will apply to elderly customers—typically regarded as vulnerable—by setting limits that mirror their usual usage, while preserving their right to maintain previous limits if preferred.

This measure forms part of a broader initiative aimed at strengthening protections against online banking fraud and scam operations, with safeguards tailored to consumer risk levels.