The Thai government has announced a bold “Quick Big Win” initiative that would redirect portions of funds spent on non-winning digital lottery tickets into structured retirement savings.

Under the scheme, tickets purchased via the Pao Tang digital platform will automatically funnel a segment of their cost into individual savings accounts, managed under rules akin to a Retirement Mutual Fund.

Funds would generally be accessible once the individual reaches age fifty-five, with older participants allowed extended saving periods and options to use the balance as loan collateral.

The scheme is distinct from the existing “Retirement Lottery” initiative under the National Savings Fund, and is set to be launched within four months after legal, technical and institutional arrangements are finalised.

Officials intend to draw on part of the 17 percent revenue share of the Government Lottery Office to support this redistribution.

Finance Ministry leadership emphasizes that the programme is designed to reinforce long-term financial resilience amid Thailand’s demographic shift toward an aging society, and to instill a culture of saving while preserving government oversight and capital safety.